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Wellness Assure

Accidents or illnesses may happen at any time when we least expect it to. With rising medical costs, it is important that we are well-covered financially for these unexpected events.

Wellness Assure Plan is a Hospital Cash insurance that is specially designed by Chartis Singapore Insurance Pte. Ltd. for AA members. This plan provides financial protection in the event of hospitalization due to an accident or illness and the cash benefits are for you to use in any way you choose.

Here are the benefits of the Plan at a glance:


Summary of Benefits – Coverage

Sum Insured (per Insured person)

GOLD (S$)

SILVER (S$)

1. Daily Hospital Cash
- For each day of hospitalization, up to max. 365 days per Accident or per Illness

$200 per day

$150 per day

2. Double Daily Hospital Cash – Due to Critical Illness
- For each day of hospitalization due to heart attack, stroke or major cancer, up to max. 90 days per specified Critical Illness

2 times of $200 = $400 per day

2 times of $150 = $300 per day

3. Triple Daily Hospital Cash – Intensive Care Unit
- For each day of hospitalization in Intensive Care Unit, up to max. 90 days per Accident or Illness

3 times of $200 = $600 per day

3 times of $150 = $450 per day

4. Health Tonic Benefit
- Lump sum benefit that is payable if the insured is hospitalized for more than 7 consecutive days due to the same Accident or Illness 

$400 per Accident or Illness

$300 per Accident or Illness

Monthly Premium (inclusive of 7% GST):

Age band

Gold (S$)

Silver (S$)

21-29

26.00

19.50

30-34

28.80

21.60

35-39

38.50

28.90

40-44

40.80

30.60

45-49

45.10

33.80

50-54

54.60

40.90

55-59

78.30

58.70

60-65 (renewal)

106.00

79.50

Note:

  • Premium will increase when the Insured moves to the next age band. Premiums are not guaranteed and may be adjusted with any subsequent changes in GST, or with adverse claims experience of the entire portfolio. You must be between 21 and 59 years old to apply and this plan is renewable up to the attainment of age 65 years.
  • Any pre-existing conditions will not be covered under this Plan. Any Illness or Critical Illness that is contracted or commences within 30 days from the Policy Effective Date will also not be covered. The specific terms, conditions and exclusions applicable to Wellness Assure Plan are set out in the Policy.
  • This product is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the Chartis, GIA or SDIC websites (www.chartisinsurance.com.sg or www.gia.org.sg or www.sdic.org.sg).

Enjoy peace of mind with Wellness Assure Plan today! Simply call our hotline at 6838 9075 for a hassle-free enrollment.

Click here to download application form

Frequently Asked Questions (FAQs)

  1. What is the eligible entry age if I wish to enroll for Wellness Assure Plan?
    This Plan is available for customers between the ages of 21 and 59 and is renewable up to the attainment of age 65 years.
  2. Do I need to go for any medical examination?
    No medical examination is required.
  3. May I pay by GIRO or cheque?
    We only accept payment via credit cards (VISA/ MASTER/ AMEX) and GIRO.
  4. If I wish to cancel the Plan, what should I do?
    If you wish to cancel the Plan, you must advise Chartis Singapore Insurance Pte. Ltd. in writing by fax, email or post.
  5. If I need to file for a claim, what is the claim procedure?
    Please call our Claims Contact Centre at 6419 3000 to ask for the Personal Accident and Sickness claim form or visit www.chartisinsurance.com.sg to download the claim form. All relevant documents detailing the extent of injury or illness together with the completed claim form will have to be submitted.

Underwritten by:

Chartis Singapore Insurance Pte. Ltd.

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Group Term Life Insurance

Most people can appreciate the main benefit of life insurance is financial protection against premature death or disability. However many are still not able to determine how much is needed or how to ensure that the required financial protection can be achieved in the most cost effective manner. The phrase "No one plans to fail, many fail to plan" aptly drives home the reality of the situation as well as importance of financial planning.

Term life insurance is very cost effective as it offers a higher level of financial protection compared to the premiums charged for other types of life insurance. For example, a young couple would have high insurance needs but may not have the extra cash to buy a Whole Life or Endowment policy to provide for an adequate sum of money for the surviving spouse in the event of premature death.

AA offers two plans to choose from AA Protector & AA Enhanced Protector.

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